{"id":86,"date":"2021-11-09T13:42:46","date_gmt":"2021-11-09T13:42:46","guid":{"rendered":"https:\/\/www.bricedental.com\/blog\/?p=86"},"modified":"2021-11-09T13:42:47","modified_gmt":"2021-11-09T13:42:47","slug":"dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.bricedental.com\/blog\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\/","title":{"rendered":"4 Easy Ways to Make the Most of Your Dental Insurance Benefits"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"179\" src=\"https:\/\/www.bricedental.com\/blog\/wp-content\/uploads\/2021\/11\/AdobeStock_261316616__1635340561_45217-300x179.jpg\" alt=\"woman holding a pink piggy bank and pointing to her smile \" class=\"wp-image-87\" srcset=\"https:\/\/www.bricedental.com\/blog\/wp-content\/uploads\/2021\/11\/AdobeStock_261316616__1635340561_45217-300x179.jpg 300w, https:\/\/www.bricedental.com\/blog\/wp-content\/uploads\/2021\/11\/AdobeStock_261316616__1635340561_45217-768x459.jpg 768w, https:\/\/www.bricedental.com\/blog\/wp-content\/uploads\/2021\/11\/AdobeStock_261316616__1635340561_45217.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p>You make monthly payments for your dental insurance, and you vaguely understand that it\u2019s an important thing to have. But are you truly making the most out of your investment? Many people aren\u2019t fully aware of how <a href=\"https:\/\/www.bricedental.com\/for-patients.html#insurance\">dental insurance<\/a> works, and end up overpaying for or avoiding the care they need as a result. Luckily, it\u2019s easy to save money on dental care if you understand a few basic insurance concepts. Here are four tips from a dentist in San Antonio on how you can maximize your dental insurance benefits!<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">1. Understand the 100-80-50 Rule<\/h2>\n\n\n\n<p>Although every dental insurance policy differs slightly, most of them use a similar framework when it comes to which types of treatments qualify for which levels of coverage. In general, you can expect yours to follow this basic structure:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Preventive services like checkups, X-rays, and cleanings are typically 90-100% covered.<\/li><li>Basic treatments like fillings and gum disease therapy are usually 70-80% covered.<\/li><li>Major restorative procedures like root canals and dental crowns are often covered at 40-50 percent.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">2. Know Which Out-of-Pocket Expenses You\u2019re Responsible For<\/h2>\n\n\n\n<p>Even with dental insurance, you\u2019re still responsible for a few out-of-pocket costs, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Deductible<\/strong> \u2013 Your deductible is the amount you\u2019ll have to pay before your insurance company begins covering your dental care under the 100-80-50 framework.<\/li><li><strong>Premium<\/strong> \u2013 Every quarter, month, or year, you\u2019ll need to pay a certain amount to keep your insurance plan active.<\/li><li><strong>Copay<\/strong> \u2013 Each time you check in at your dentist\u2019s office, you\u2019ll typically be responsible for a small, fixed fee.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">3. Don\u2019t Let Your Annual Maximum Go to Waste<\/h2>\n\n\n\n<p>After you\u2019ve paid your deductible, your insurance company will start covering the costs of your treatments according to their specific guidelines. They\u2019ll devote a set amount of money per year to covering your care. This amount is called your annual maximum, and it\u2019s often upwards of $1,000. When a year ends and a new one begins, any unused benefits left on your annual maximum will NOT roll over. Not to mention, your deductible will reset. To prevent your benefits from going to waste, complete any dental work you need before the end of the year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Schedule a Dental Checkup Before the Year Ends<\/h2>\n\n\n\n<p>Practically every dental insurance policy fully covers the cost of two <a href=\"https:\/\/www.bricedental.com\/preventive-dentistry.html\">checkups and cleanings<\/a> per year. These routine appointments are not only quick and affordable, but they\u2019re an easy way to treat oral health issues early on or even prevent them entirely. If you were to wait until your teeth hurt to visit your dentist, then you\u2019d probably have to pay for expensive procedures that could have been avoided!<\/p>\n\n\n\n<p>Dental insurance may seem confusing, but once you learn the basics, you\u2019ll be able to save time and money by taking full advantage of your coverage. If you still have questions about dental insurance, feel free to call your dentist \u2013 they\u2019d love to help!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.bricedental.com\/meet-your-dentist.html\">Dr. Zachary Brice<\/a> is a dentist in San Antonio who prides himself on building genuine relationships with patients, ensuring their care is as personalized as possible. His team at Brice Dental is always happy to help patients save on their care by filing insurance claims on their behalf and maximizing their benefits. To learn how you can make dental care more affordable with insurance, <a href=\"https:\/\/www.bricedental.com\/contact.html\">contact<\/a>&nbsp;Dr. Brice at 210-903-5565.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You make monthly payments for your dental insurance, and you vaguely understand that it\u2019s an important thing to have. But are you truly making the most out of your investment? Many people aren\u2019t fully aware of how dental insurance works, and end up overpaying for or avoiding the care they need as a result. Luckily, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-86","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Make the Most of Your Dental Insurance | Dentist in San Antonio<\/title>\n<meta name=\"description\" content=\"How can you use your dental insurance benefits to make your care as affordable as possible? A dentist in San Antonio shares four tips!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bricedental.com\/blog\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Make the Most of Your Dental Insurance | Dentist in San Antonio\" \/>\n<meta property=\"og:description\" content=\"How can you use your dental insurance benefits to make your care as affordable as possible? A dentist in San Antonio shares four tips!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bricedental.com\/blog\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\/\" \/>\n<meta property=\"og:site_name\" content=\"Brice Dental Blog\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-09T13:42:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-11-09T13:42:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bricedental.com\/blog\/wp-content\/uploads\/2021\/11\/AdobeStock_261316616__1635340561_45217-300x179.jpg\" \/>\n<meta name=\"author\" content=\"bricedental\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bricedental\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\\\/\"},\"author\":{\"name\":\"bricedental\",\"@id\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/#\\\/schema\\\/person\\\/70cd6e0a501009384d880186f1621bfc\"},\"headline\":\"4 Easy Ways to Make the Most of Your Dental Insurance Benefits\",\"datePublished\":\"2021-11-09T13:42:46+00:00\",\"dateModified\":\"2021-11-09T13:42:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\\\/\"},\"wordCount\":579,\"image\":{\"@id\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/AdobeStock_261316616__1635340561_45217-300x179.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\\\/\",\"url\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\\\/\",\"name\":\"How to Make the Most of Your Dental Insurance | Dentist in San Antonio\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/dentist-in-san-antonio-gives-tips-maximize-dental-insurance-benefits\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/AdobeStock_261316616__1635340561_45217-300x179.jpg\",\"datePublished\":\"2021-11-09T13:42:46+00:00\",\"dateModified\":\"2021-11-09T13:42:47+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.bricedental.com\\\/blog\\\/#\\\/schema\\\/person\\\/70cd6e0a501009384d880186f1621bfc\"},\"description\":\"How can you use your dental insurance benefits to make your care as affordable as possible? 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